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Broker Test 2021

Review of: Broker Test 2021

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Broker Test 2021

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Broker Test 2021 Regulation of GKFX (AKFX) and deposit protection Video

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Broker Test 2021

Here, the agent is the listing broker and the principal is the seller. The listing broker owes the seller the disclosure of relevant and pertinent information pertaining to the listing broker's duties.

One of the listing broker's duties is to counsel the seller as to a prospective buyer's ability to complete a sale.

Information related to the delinquent child support must be disclosed by the listing broker to Jon Brown as it pertains to Samantha Southerland's financial ability to buy the condominium.

A, B, and D are incorrect. Real estate licensees owe both parties to a transaction the duties of honesty, good faith, fair dealing, and a full disclosure of all material facts related to the desirability or value of the property.

Test-Taking Tip: Be careful to distinguish "the fiduciary duty of disclosure" from the "disclosure of all material facts related to the property.

The fiduciary duty of disclosure is not owed to an unrepresented member of the public. In contrast, the "disclosure of all material facts related to the property" is owed by a real estate licensee to both parties in a transaction, and does not depend on an agency relationship.

Study Online Instantly. In CA, the listing broker is a special agent, employed by the seller for a particular transaction or act i. A special agent is typically only an advisory position.

So, for example, while the listing broker can solicit offers and advise the seller as to the merits of each offer, the listing broker cannot accept an offer and bind the seller.

In contrast, the real estate broker working as a property manager is a general agent. General agents are typically employed for ongoing businesses.

A, B, and D are correct statements. Test-Taking Tip: The salesperson or broker associate acts as a general agent to the broker of record.

The Summary Report is an appraisal with a level of detail sufficient for lenders financing either the purchase or the refinance of residential property.

The appraiser "summarizes" the information included in the work file of the subject property, and reports an estimate of the subject property's market value.

The self-contained report aka the "narrative report" is the most detailed and comprehensive type of appraisal.

The appraiser would report and explain--rather than merely summarize--the information in the work file of the subject property. The Public Report for new subdivisions is not a type of appraisal.

It is a disclosure statement issued by the DRE to inform the public about the new subdivision. With some exceptions, developers of new subdivisions of 5 or more units must apply to the DRE for the Public Report.

Without a Final Public Report from the DRE, developers are not allowed to close escrow on any real estate parcels in the new subdivision. A home inspection report is not a type of appraisal.

A home inspector reports on the condition of a property's major systems and components e. None of the statements are correct. Per the principle of contribution, the value of an improvement aka a "component" is not what it cost, but what it adds to the subject property's value.

B and C are incorrect. These answer choices incorrectly use terminology from a different principle of appraisal, the principle of conformity.

Per the principle of conformity, property values tend to stabilize when homes in a neighborhood are similar to each other. This principle theorizes that the value of a mansion in a neighborhood of small houses will fall, and this is called "regression.

This method of valuation is called the Cost Approach. It involves the appraiser estimating the cost to build the improvements new, deducting for accrued depreciation, and, finally, adding the value of the land.

The Replacement Cost Approach is used to estimate how much it would currently cost to build the improvements with the same utility, using today's materials and labor skills.

The estimate would include a cure for any outdated design i. The Reproduction Cost Approach would estimate how much it would cost to build an exact replica of the existing improvements, and the estimation would include--not correct--any outdated design.

The Market Data Approach aka the Sales Comparison Approach uses adjusted, recently-sold comparable properties to arrive at an estimate of the market value of the subject property.

If comparables or comps aren't available, the Cost Approach is an alternative method of valuation. The income approach is used to appraise income-producing properties.

The test question directs you to select a method of valuation for properties that do not produce income. A Mortgage is a security instrument, legal but infrequently used in California.

There are two parties: The borrower is called the "mortgagor" and the lender is called the "mortgagee. The other choice you have is between downloading the MT4 software directly to your desktop or smartphone.

The desktop version of the software offers three different chart types, over 50 pre-installed technical indicators, nine time levels, and a freely customizable user interface.

The MT4 software for mobile devices such as smartphones and tablets will also provide you with all these standard functions to choose from.

GKFX clients can manage their positions and track important market developments from anywhere around the clock. In addition to which users can access over 30 pre-installed technical indicators for technical analysis on their mobile devices.

Let us now turn to the trading conditions of this online broker, with special attention paid to the spreads, leverages and margins , as well as the swap fees for the respective assets.

The spreads at GKFX are principally variable , subjecting them to permanent fluctuations. But the provider lists target spreads for its assets on its website.

These are composed as follows for trading the available major currency pairs majors :. And the spreads for the other majors are also relatively low and fair.

Whereas the spreads for the Minor currency pairs are something of a mixed bag. If you are interested in the details, you can also look them up on the GKFX website.

The same is the case with the target spreads for the other tradable instruments. As listing the spreads for all assets would be impossible here for reasons of space, the table below is limited to the target spreads of some popular trade instruments.

However, the agent's authority would not typically include an activity like accepting an offer for the property and binding the principal.

In contrast, an attorney-in-fact acts "in place" of the principal, and rarely expects any type of compensation or fee.

So, provided the POA authorizes the activity, the attorney-in-fact could accept an offer, bind the principal, and sign all the documents related to the transfer of the property.

B is incorrect. A Purchase and Sale Agreement is the contract the seller would enter into with a buyer for the purchase of the property.

D is incorrect. The judge appoints--and monitors--a person selected to act on behalf of the incompetent individual.

An enforceable contract is a voluntary agreement between competent parties to do something legal. Any party bringing an action for breach of contract must provide evidence that an offer was made, that it was accepted and that both parties offered consideration.

The terms "mutuality", or "mutual consent" are synonymous with offer and acceptance. Although signatures are required on all contracts for the sale and purchase of real estate according to the statute of frauds, they are not required on all real estate contracts.

An exception to the statute of frauds requirement is leases for a period of one year or less. If the scope of authority of a real estate broker is limited to just producing a buyer, the broker does not have the authority to collect an earnest deposit on behalf of the seller.

When an agent does collect a deposit in this case, the agent is acting as agent for the buyer offeror and not the seller.

A deed is personal property, even though it is proof of ownership of real property. Personal property is movable property.

Since a deed is movable, it is considered personal property. Study Online Instantly. Severance is the act of removing or cutting off a part of the real property that is attached to the land.

Since the lender is foreclosing on the real property, and the fixtures are considered real property, the lender is entitled to receive the home with all of the fixtures intact.

Removal of the fixtures from the home in the manner described in the scenario is a tort violation against the lender, and is subject to civil action, although in most cases it is not financially prudent for the lender to pursue such action because the litigation costs can be greater than the lenders financial loss from the damages.

A waterfront owner does not own the water, and does not own the land under the water. The landowner simply owns a right to access to the water.

In states where water is scarce, a form of prior appropriation applies. Also known as first in time is first in right, the doctrine grants water rights to divert a specific amount of water from a specific source to irrigate a specific piece of property.

Those rights are then assigned a priority based on when the right was first used or applied for. In periods of peak demand, the person or entity whose claim is the oldest is given the first right to the water.

Although the living arrangements and the structure of the buildings might look similar, the only thing a lessee of an apartment and the owner of a condominium have in common is that they each have an estate in real property.

A condo owner has a fee interest which is a freehold estate. The lessee has a less-than-freehold estate. Depending on how the condo owner holds title, his estate might also be an estate of inheritance.

Estates that can be "defeated" are called fee simple defeasible estates. Evan and Camelia's agent acted correctly when she warned them about the consequences of non-compliance before they signed the contract.

Severalty ownership is ownership by a single person. There is only one person or entity's name on the deed.

There is no right of survivorship with a severalty ownership, because a person with right of survivorship must be named on the deed.

For a survivor of a severalty owner to obtain title upon the death of the severalty owner, the severalty owner must devise the property to the survivor in a will.

A conveyance to two or more persons is presumed to create a tenancy in common unless a contrary intention is shown. The prospective purchase of the property by a person related to the licensee by blood or marriage must be disclosed to all parties to the transaction.

In this case, the listing broker and the listing salesperson are not parties to the lease option transaction. Failure to make this disclosure would be considered a violation of the agent's duty to disclose all material facts.

Abatement of a nuisance means the elimination, whether by the party injured, or through suit instituted by him, of that which endangers life or health, or interferes with the use and enjoyment of the property.

The law allows an injured party to remove or destroy the nuisance personally, providing he does so without unnecessary destruction or breach of the peace.

Although abatement must be done in an environmentally friendly manner, no special court order is necessary before abatement can ensue.

The metes and bounds method of legal description is the primary method of legal description in many states. In states where it is not the primary system, it is used to supplement the prevailing description method.

Typically the metes and bounds system uses physical features of the property called monuments , to identify aspects of the topography; and it uses directions and distances, to define the boundaries of the parcel.

The description is written in a running prose style, and works around the parcel in sequence from a point of beginning. It may include references to other adjoining parcels and their owners , and it, in turn, could also be referred to in later surveys.

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